returns
RBI Registered
NBFC - P2P

Peer To Peer Lending Platform

returns
Complete
Transparency

With Online Tracking and Escrow

returns
Earn
High Returns

With Direct Lending

returns
Build
Portfolio

Rs.25,000 to Rs. 50 Lacs

returns
Handpicked Prime
Borrowers

Unleashing Potential Of Small Businesses

returns
Direct
Relationship

With Onground Engagement

returns
Risk Mitigation

With Diversified Lending

returns
Immune to Market
Volatility

For Loan Returns

returns
Change Lives

Of Small Business

returns
Nominal
Fee

On Transaction Only

returns
Direct On-ground
Assessment

Digital Checks & Secure Documentation

returns
Part of Global
Innovation

More Than $100 Billion Lending By Global Players

Global Innovation, Well Regulated with High Returns

  • Peer to Peer (P2P) is a financial innovation bringing lenders & retail borrowers together on the same platform with a direct relationship. P2P provides a marketplace for credible borrowers and lender looking for higher return lending options
  • P2P in India Is Reserve Bank of India (RBI) approved & well regulated
  • Fair Vinimay Services(IndiaMoney Mart)"IMM" is a Reserve Bank of India registered NBFC-P2P, providing returns on lending

Peer to Peer Lending Process

Higher Returns than Other Assets Classes

  • P2P lending has been growing and has facilitated potentially higher returns encouraging diversification with direct access to retail credit

India's Leading P2P Platform - Powering Return Empowering Dreams

  • IndiaMoneyMart (Fair Vinimay Services Private Limited) is India’s favoured peer-to-peer (P2P) Lending platform and is an RBI registered NBFC-P2P
  • It is a marketplace connecting creditworthy borrowers with lender directly
  • Our strong fintech platform along with on-ground presence and meticulous borrower evaluation help lender earn high returns
  • IMM’s automated, simple to use, transparent, and hassle-free platform ensures that the lending needs are efficiently matched
  • By connecting lenders and borrowers in the P2P lending space, we create a win-win situation for both lenders and borrowers
  • IMM is subsidiary of the large eKosh group, a diversified digital & door step financial services platform founded by industry veterans

Complete Safety & Transparency - Trustee & Escrow Payment Mechanism

  • The Escrow account at IndiaMoneymart is detached unit from the platform to ensure complete security of lender and borrower’s money
  • According to RBI guidelines, day to day transactions are processed through Escrow accounts
  • An escrow account is a third party accounts where funds are kept before they are transferred to the ultimate party

Prime Borrower with Direct Relationship, On-Ground Assessment & Proprietary Credit Algorithm

  • IMM’s P2P platform is a direct lending platform with high historical returns, allowing individuals to create a efficient lending portfolio from minimum Rs. 25,000 to maximum Rs. 50 Lacs
  • Fair Vinimay Services Private Limited(IndiaMoney Mart)"IMM" believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders
  • Lender can split funds into multiple loans to minimise risk along with precise online tracking & collections support
  • IMM also encourages women entrepreneurs' participation to ensure support
  • IMM encourages diversification of funds across borrowers
  • Lenders get calling, emails and complete relationship support

How India Money Mart Works

  • borrower_flow_step1 arrow_towards_left
  • borrower_flow_step2 arrow_towards_left
  • borrower_flow_step3 arrow_towards_left
  • borrower_flow_step4 arrow_towards_left
  • borrower_flow_step5
  • borrower_flow_step1 arrow_towards_left
  • borrower_flow_step2 arrow_towards_left
  • borrower_flow_step3 arrow_towards_left
  • borrower_flow_step4 arrow_towards_left
  • borrower_flow_step5

Creditworthy Small Business Borrowers - Empowering India 2.0

*Images are Blurred & Names are Changed to Ensure Confidentiality
  • Karuna Shivhare, Indore

    ● Business Name: Radha Rani Kirana Store

    ● Nature of Business: Kirana General Stores

    ● Monthly Income: Rs. 60,000/-

    ● Banking: Bank Of India

    ● Loan Track: Good Repayment History

    ● Loan Purpose: Stock Purchase in Bulk

    ● Loan Amount: Rs. 90,000/-

  • Bhargavi Yadav, Lucknow

    ● Business Name: Bhargavi Creation

    ● Nature of Business: Retail Trading

    ● Monthly Income: Rs. 1,00,000/-

    ● Banking: State Bank of India

    ● Loan Track: Good Repayment History

    ● Loan Purpose: Stock Purchase in Bulk

    ● Loan Amount: Rs. 1,55,000/-

  • Namita Singh , Mumbai

    ● Business Name: Naman Logistics

    ● Nature of Business: Xerox & Stationery

    ● Monthly Income: Rs. 85,000/-

    ● Banking: UCO Bank

    ● Loan Track: Good Repayment History

    ● Loan Purpose: Working Capital

    ● Loan Amount: Rs. 1,00,000/-

  • Mohan Sriramulu, Guntur

    ● Business Name: Sai Venkateswara Decor

    ● Nature of Business: Event Management

    ● Monthly Income: Rs. 1,80,000/-

    ● Banking: State Bank of India

    ● Loan Track: Good Repayment History

    ● Loan Purpose: Stock Purchase in Bulk

    ● Loan Amount: Rs. 2,00,000/-

  • Siddharth Sahu , Lucknow

    ● Business Name: Sindhu Footwear

    ● Nature of Business: Footwear Retailer

    ● Monthly Income: Rs. 90,000/-

    ● Banking: State Bank Of India

    ● Loan Track: No Previous Loan Taken

    ● Loan Purpose: Stock Purchase in Bulk

    ● Loan Amount: Rs. 1,15,000/-

  • Arti Parab, Mumbai

    ● Business Name: Siddhivinayak General Store

    ● Nature of Business: Kirana Store

    ● Monthly Income: Rs. 1,00,000/-

    ● Banking: Bank of India

    ● Loan Track: Good Repayment History

    ● Loan Purpose: Business Expansion

    ● Loan Amount: Rs. 85,000/-

iphone
Lend Now Apply For Loan
QR Code

IndiaMoneyMart
For iOS & Android

Now, You Can Lend/Borrow Online Quickly Using your Phone

Lend or Apply for a Loan
with Complete Online Tracking and Support

Hear from Our Customers

  • "IMM explained to me the whole process in such detail that all my initial apprehensions vanished. IMM has made lending so easy that I really felt I should enroll myself too. It's really a game changer of sorts- Both for lender and for borrowers"

    - N. Sequeira

  • We believe that the choice of borrower brings a good blend of “doing good” and “generating returns” while “managing risk” through diversification.

    - A. Verma

  • "The Best & Simplest Transparent Service.I was pleasantly surprised at the speed & efficient process and delighted with regular & excellent returns on my lending on a regular basis."

    - Jay S.

  • "I have taken a business loan from IndiaMoneyMart as I need to expand business. It was nice because the loan was sanctioned and disbursed on time. I wanted the loan to expand my business, put a new shelf and buy in bulk in fact."

    - Nishi

  • " My loan was sanctioned quickly after the verification visits at my shop, house & detailed discussions with the IMM team understanding my business & banking transactions. My loan documentation process was quite detailed but very smooth. I took the loan to purchase more stock and also to start a ladies dress segment."

    - Seema

India’s Leading P2P in News

read article

IndiaMoneyMart app steps foot in P2P lending ....

P2P lending or peer-to-peer lending is a mode of direct debt financing that enables individuals to borrow and lend money on mutual terms. ....

read article

IndiaMoneyMart launches App to promote P2P ....

Mumbai: IndiaMoneyMart (IMM), a digital lending marketplace has launched its App to allow lenders and borrowers to lend and borrow money ....

read article

IndiaMoneyMart Receives NBFC-P2P Certification ....

- IndiaMoneyMart has announced that it has been granted NBFC-P2P Certificate from RBI (Reserve Bank of India). This validates the web and ....

Disclaimer

Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) is an NBFC-P2P lending platform registered with the Reserve Bank. However, Reserve Bank does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by the Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) and does not provide any assurance for repayment of the loans lent on it.

The lending transaction is strictly between the lenders and borrowers, carried out at their sole discretion. Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) does not guarantee the completion of the loan transaction or the accrual of simple interest. The information available on the platform is verified on a best-effort basis, without any assurance of its absolute accuracy. Any decision to lend, based on this information, is entirely up to the lender. Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) makes no promise regarding full or partial recovery of the lending amount from the borrower. The entire risk lies with the lender. IMM shall not be held liable for any loss, entire principal or interest or both, if any, in respect of funds lent by lenders.

The company is having a valid Certificate of Registration dated 24-Dec-2018 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934.

  • Fair Vinimay Services Private Limited(IndiaMoney Mart)"IMM",

    1014, The Summit Business Bay,

    Andheri East, Mumbai - 400093, India

IMM Policies

Business Model Credit Assessment Privacy Policy Fair Practices Code Policy Grievance and Redressal Portfolio Performance

Contact Us

app store
play store
scroll to top

© IndiaMoneyMart 2018. All rights reserved.