Peer to Peer Lending India | P2P Lending

Investors/ Lenders on our platform get access to profiled creditworthy borrowers with risk category and lend funds to Borrowers of their choice, which provides an attractive stable return on the funds invested.

Get rates as low as 12%

Get returns up to 25%

Calculate Your EMI

loan amount

₹

Interest Rate

Loan Tenure

Loan EMI

₹ 26,655
Total Interest Payable

₹ 19,856
Total of Payments

₹ 3,19,856

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5 Things to Keep in Mind When Taking a Loan

5 things you need to keep in mind when taking a loan and make the money work for you, rather than the other way around. In an ideal scenario, all of us would have enough money to meet all our needs. Hit reality, almost ....

How Does Credit Score Impact Your Chance of Securing an Affordable Loan

Banks and Financial institutions or Peer-2-Peer Lenders rely heavily on the credit score of borrowers to assess their intention and ability to repay the loan extended to them. Credit score is the fulcrum (among multiple ....

8 Reasons to Invest Money in Peer to Peer Lending Marketplace

The emergence of peer to peer lending has become a major investment destination for many across the nation, with more and more people indulged in the process of lending money through the peer to peer lending. Rapidly, ....

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India Money Mart - For iOS & Android

Now, you can borrow money online quickly using your android phones.

Apply loans, keep track of your loan applications and manage repayments easily.

P2P or P2P Peer Lending

P2P Lending or Peer-2-Peer Lending is an empowering breakthrough in finance space to simplify the process to give and take unsecured personal loans. As per directives from Reserve Bank of India, borrowers are assessed and verified before being listed on IndiaMoneyMart platform to become eligible for loans from the registered lenders. Lenders are made aware of borrower's ability to repay the loan and past loan behavior to help them lend.

P2P Lending encourages lenders to fund each loan partially so that investments are diversified to minimize risk.

Peer-2-Peer Lending has seen success as an alternative finance model across diverse countries, developed and developing. Aided by technology, investors appreciate it as an attractive investment avenue to compound their gains.

Those who are new to credit or thinly banked have a platform to get loans at affordable rates and build a positive credit history. P2P Lending is an initiative to make credit accessible and affordable to enable borrowers get loans on easy terms and lenders receive good returns.
Benefits of P2P Lending - Lender
Benefits of P2P Borrowing - Borrowers
Is P2P Lending Safe?

The risk associated with P2P Lending is very portfolio specific. Like all investment classes, P2P lending also is not a risk free investment, however, if the lenders follow the best practices suggested by IndiaMoneyMart, the risk can be minimized.
Best Practices for P2P Lending?
Why invest in P2P loans against other investment classes?

Satisfied Customers

Let's hear our customers review about IMM

I am a very active investor and like to experiment with different asset classes. P2P Lending has been a welcome surprise for me because I started as a skeptical lender but with time and regular repayments, my confidence in this segment has increased. I appreciate the quantum of data shared by IMM in helping me choose borrowers effectively and their customer service. I look forward to invest more here and get better returns. A word of caution though, potential lenders must choose to diversify their risks.

Siddhartha V,Chennai

Lender

P2P Lending is a very good investment avenue for those who want to create wealth and have patience. IndiaMoneyMart’s app helps me invest without difficulty and track my EMI repayments smoothly. I recommend them for their prompt customer service and taking pains to keep lenders interests in mind.

Ram C,Kalimpong

Lender

More Testimonials

Who is talking About us in Press

India's best P2P lending platform covered by various media outlets.

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What is P2P lending and borrowing: All you want ....

In layman’s terms, Peer-2-Peer (P2P) lending and borrowing is like a digital marketplace for loans. Hence usually it is known as ....

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With Regulations Finalised, the RBI Is Looking To ....

With the RBI regulations on P2P lending already finalized, the central banking institution is reportedly looking to allow players in this ....

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Guidelines For P2P Lending; Levies Restrictions ....

After over a year of deliberations and discussions, the RBI has finally released the official guidelines for non-banking financial ....

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Final Guidelines on P2P Lending from RBI Know More notification

Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by any NBFC-P2P, including IndiaMoneyMart, and does not provide any assurance for repayment of the loans lent on it.

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Prabhadevi, Mumbai - 400025, India

Phone: +91 8879304067